Copilot said: AI is transforming financial services, but sustainable success requires more than speed. Northern Credit Union is taking a deliberate approach by putting governance, data stewardship, security, and AI literacy ahead of large-scale deployment. Their strategy shows how financial institutions can balance innovation with trust, building the foundations for intelligent banking while ensuring AI delivers meaningful value for both employees and members.

Geopolitical tensions, trade uncertainty, and global conflicts are creating new challenges for pension plan governance. For single-employer plans, boards and pension committees must consider how these risks affect investments, funding, and stakeholder expectations. Rather than attempting to predict global events, effective governance requires integrating geopolitical risk into oversight, decision-making, and fiduciary processes to strengthen resilience in an increasingly unce

There’s a version of cybersecurity that lives entirely in the IT department — firewalls, patch schedules, antivirus software. That version no longer reflects the risk facing credit unions today. For many boards, the conversation still ends there. In 2026, that approach is no longer adequate, and the consequences of underestimating this risk are no longer theoretical.